Why You Need to Hire a Licensed and Insured Contractor
Whether you are interested in repair work or need a paint job done, hiring a licensed and insured contractor is the best way to go. While it is always tempting to go with the unlicensed and uninsured contractor so as to save money, the risk is simply not worth it. Here are the key reasons why being licensed and insured is so important.
What it means to be licensed
Working with a licensed contractor is for your own benefit. For a contractor to be licensed as a painter, they must pass rigorous state, city or municipal requirements for offering painting jobs. This means a painter that is licensed knows how to properly use materials, tools as well as equipment. He will also be adept at surface preparation and safety. Never take the contractor’s word for it. Check their license with the state’s licensing board.
What it means to be insured
In addition to being licensed, the contractor you hire should be insured. This will give you an additional layer of protection against liabilities. Liability insurance will relieve you of responsibility for any damages that are caused by the contractor. You can file a claim for any damage done to your property by the contractor. It is also good to check for works’ compensation as this ensures you will not pay for any medical bills in case the contractor gets injured while working on your project.
There are so many benefits that come with working with a contractor that is both licensed and insured. The main ones are:
- Protection from financial losses: Painting jobs can be hazardous more so because the contractor has to climb ladders and deal with paint solvents. When the contractor is licensed and insured, you will not incur more expenses than what is agreed on.
- You get a quality job: To be licensed the contractor has to be properly trained and adhere to the best practices. This means you get a high-quality service.
- Avoid scams: If he is not licensed and insured, it means the contractor is unregulated.
With more than 15 years in the business, at Fabian’s Painting we are locally owned, licensed and insured. We are committed to 100% customer satisfaction in every project we work on.